Central Kentucky Real Estate

Looking for real estate in Lexington, Richmond, Winchester, Midway, Nicholasville, Versailles?  I can help.
  Rector-Hayden, REALTORS
  2100 Nicholasville Road
  Lexington, KY 40503
Jenny Mateyoke

 

My Role as YOUR REALTOR

As YOUR REALTOR, my role in helping you find the right home includes:
Buyer counseling:
  • Explain the many benefits of home ownership including tax benefits and equity accumulation.
  • Explain the Multiple Listing Service (MLS) and what it means to you.
  • Explain the importance of being “pre-approved” for a mortgage and helping you find the lender right for you.
  • Determine your priorities, wants and needs.
  • Explain buyer representation, agency and fair housing.
  • Explain the buying process.
Searching for the right home:
  • Conduct an area tour, if needed.
  • Search the MLS for homes that match your criteria (including new and existing homes).
  • Provide objective information about each home.
  • Coordinate showings and make appointments to see all homes.
  • Complete a “market evaluation” on properties that you are interested in to help you determine the market value.
  • Obtain a copy of the “Seller Disclosure of Property Condition” report for your review.
  • Explain “offer”, “counter offer”, and “acceptance” – what it means to you and why they must be in writing.
After finding your dream home:
  • Prepare the purchase contract in your best interest.
  • Negotiate on your behalf.
  • Obtain seller’s acceptance.
  • Deposit your earnest money in RHR’s secure escrow account, unless otherwise agreed upon in the contract.
  • Make sure loan application is pursued timely.
  • Provide checklist for loan application and assist you with loan application details as needed.
  • Follow through with your mortgage company to ensure timely closing of transaction.
  • Arrange for appraiser to have access to the home.
  • Arrange for home inspector and termite inspector to have access to the home.
  • Set that all inspection deadlines are met.
  • Negotiate items on the inspection form to your satisfaction.
  • If a new home is your desire, I can assist with finding the right builder for you and help you with what to expect when building a home.
Preparation for closing:
  • Order home warranty, if applicable.
  • Help you see that all repairs are complete.
  • Communicate with closing attorney regarding deed preparation and other details necessary to ensure a smooth closing.
  • Coordinate and schedule final “walk-through”.
  • See that home owner’s insurance is forwarded to the lender and/or closing attorney.
  • Obtain escrow check for closing.
  • Conduct final walk through with you.
  • Assist you with utility transfers.
  • Attend closing.
  • Keep you informed from beginning to end!!
Welcome home!